Bagana, Batara Daniel, Moch Irsad, and Ignatius Hari Santoso. “ARTIFICIAL INTELLIGENCE AS A HUMAN SUBSTITUTION? CUSTOMER’S PERCEPTION OF THE CONVERSATIONAL USER INTERFACE IN BANKING INDUSTRY BASED ON UTAUT CONCEPT”. Review of Management and Entrepreneurship 5, no. 1 (April 29, 2021): 33–44. Accessed April 30, 2025. https://journal.uc.ac.id/index.php/rome/article/view/1632.