BAGANA, B. D.; IRSAD, M.; SANTOSO, I. H. ARTIFICIAL INTELLIGENCE AS A HUMAN SUBSTITUTION? CUSTOMER’S PERCEPTION OF THE CONVERSATIONAL USER INTERFACE IN BANKING INDUSTRY BASED ON UTAUT CONCEPT. Review of Management and Entrepreneurship, [S. l.], v. 5, n. 1, p. 33–44, 2021. DOI: 10.37715/rme.v5i1.1632. Disponível em: https://journal.uc.ac.id/index.php/rome/article/view/1632. Acesso em: 30 apr. 2025.